It doesn’t matter if you’re 16 or 60, anyone with a Social Security number, bank account or driver’s license can be a victim of identity theft. When someone steals your identity, within hours they can order expensive cell phone service, apply for credit cards, open bank accounts and commit fraud in your name.
That’s why it’s important to do everything you can to protect your identity. After all, who wants to have someone else walking around pretending to be you?
Don’t give out personal information over the phone, by mail or on the Internet unless you know the source and initiated the contact.
When you go out, only carry the cards and information that you need.
Never carry your Social Security card with you. Keep it in a safe place.
Always review your credit union statements regularly. Contact the credit union immediately if you see transactions that you didn’t authorize.
Shred documents that contain your name, address or account information.
Use a firewall on your computer when you’re connected to the Internet.
These suggestions don’t seem too difficult, but as young consumers we just need to be diligent. The moment we drop our guard is when we give identity thieves the chance to strike.
